Honest answers to common roofing questions.
Colorado Springs homeowners deserve straight talk about their roof, their insurance, and what the process actually looks like. No sales pitch -- just the facts.
After a hailstorm, you contact your insurance company to file a claim. They send an adjuster to inspect the roof. We meet with your adjuster on-site to help identify all damage and ensure nothing is overlooked. Your carrier then issues a scope of work and payment based on the adjuster's findings, minus your deductible.
Your deductible is the portion of the claim you're responsible for, as outlined in your homeowner's insurance policy. It is a real, contractual obligation between you and your insurance carrier. We'll help you understand exactly what your deductible amount is and how it factors into the total cost of your project.
We walk the roof with your adjuster to help identify hail hits, wind damage, and other issues that might be missed during a quick inspection. We point out damage, explain why certain repairs are necessary, and provide photo documentation. Our role is to inform, not argue -- we help the adjuster have complete information to make their assessment.
A supplement is additional documentation sent to your insurance carrier when damage is discovered that wasn't in the original estimate -- typically hidden damage found during tear-off. Supplements are a normal, standard part of the claims process. We handle all the paperwork so you don't have to.
Most insurance claims take 2-4 weeks from filing to approval, though complex claims or those requiring supplements may take longer. Once approved, we can usually schedule your roof within 1-2 weeks depending on the season. We keep you informed at every step.
Hail damage on asphalt shingles appears as dark spots, dents, or bruises where granules have been knocked loose. You may also notice dents on gutters, downspouts, or soft metals like flashing. The safest approach is a professional inspection -- we offer free roof inspections and will give you an honest assessment.
Not always. Minor cosmetic damage may not justify a claim, especially if your deductible is high relative to the repair cost. We'll tell you honestly whether your roof has enough damage to warrant a claim -- even if the answer is no. That honesty is what separates us from storm chasers.
Unrepaired hail damage can lead to leaks, mold, structural deterioration, and voided manufacturer warranties. Most insurance policies also have a time limit for filing claims after a storm, so waiting too long could mean losing coverage for the damage entirely.
No. Some hail damage can be addressed with targeted repairs rather than a full replacement. It depends on the severity, the age of your roof, and how widespread the damage is. We'll give you a straight answer about what your roof actually needs.
We recommend scheduling an inspection within a few days of a significant hailstorm. Early inspection gives you the best documentation for your insurance claim and helps prevent secondary damage from leaks. Our inspections are free and come with no obligation.
Most residential roof replacements are completed in 1-2 days, depending on the size and complexity of your roof. We typically start early in the morning and finish by evening. Weather can occasionally cause delays, but we'll communicate any schedule changes promptly.
We use premium asphalt shingles from Owens Corning, one of the most trusted names in roofing. As an Owens Corning Preferred Contractor, we have access to their full product line and can offer enhanced warranty options. We also use quality underlayment, flashing, and ventilation components.
A repair addresses a specific problem area -- a few damaged shingles, a small leak, or flashing issues. A replacement involves removing the entire existing roof and installing new materials. We'll recommend the most appropriate and cost-effective solution for your situation.
A properly installed asphalt shingle roof typically lasts 25-30 years in Colorado Springs. Factors like hail frequency, UV exposure, ventilation, and maintenance all affect lifespan. Owens Corning shingles come with manufacturer warranties ranging from 25 years to lifetime coverage.
Yes. We stand behind our work with a workmanship warranty that covers installation-related issues. Combined with the manufacturer's material warranty, your new roof is well protected. We'll explain the full warranty details before any work begins.
Yes. L&N Construction LLC is a licensed general contractor in the state of Colorado, fully insured with both general liability and workers' compensation coverage. We're happy to provide proof of insurance upon request.
We use trained crews that we've worked with for years and trust to meet our quality standards. Every job is supervised by an L&N project manager who ensures the work meets our specifications and your expectations.
We serve Colorado Springs and 19 surrounding communities across El Paso County, including Falcon, Monument, Fountain, Security-Widefield, Black Forest, Manitou Springs, and Pueblo. Visit our Service Areas page for the full list.
Call us at (719) 355-0648 or fill out the form on our Contact page. We'll schedule a time that works for you, inspect your roof thoroughly, and provide an honest assessment -- no pressure, no obligation.
Three things: honesty, thoroughness, and local roots. We won't tell you your roof needs replacing if it doesn't. We create comprehensive Xactimate estimates that document every component. And we've been in Colorado Springs since 2011 -- we're not storm chasers passing through.
Still not sure? Get a free inspection.
Every roof is different. If you have a question that is not covered here, our inspectors can walk your property, document what they find, and give you a straight answer on the spot.
No charge, no obligation, and no high-pressure sales pitch. Just honest information so you can make the right decision.
Schedule Free Inspection →Still have questions? Let's talk.
Still have questions?
We're happy to talk through your situation. Call us or schedule a free roof inspection -- no obligation.