Your policy
should pay for
a great roof.
Ours ensures it does.
Colorado Springs hail season is relentless. If your roof has storm damage, there's a good chance your homeowner's policy covers a full replacement. We'll tell you honestly what's there — and make sure your insurance estimate doesn't miss anything.
Get your free inspection
Your deductible is real. So is everything your policy covers beyond it.
If you have storm damage, your homeowner's policy typically covers a full replacement — minus your deductible. That's your responsibility, and any contractor who says otherwise is creating legal risk for you.
What we do is make sure your policy pays everything above your deductible that it's supposed to — which is often significantly more than the first insurance estimate.
Complete scope. The same software your carrier uses.
We prepare estimates in Xactimate — the same platform your insurance carrier uses — so our numbers speak their language. A complete scope means every component is documented: shingles, underlayment, ice & water shield, ridge cap, flashing, vents, and code-required upgrades.
Incomplete estimates get incomplete approvals. We don't leave line items off the table.
We walk the roof with your adjuster so nothing is missed.
Your adjuster may not spot every impact point, or may not be familiar with Colorado building code requirements at your elevation. We attend the inspection, identify overlooked damage, and make sure the scope of work reflects what the job actually requires.
This isn't adversarial — it's making sure the insurance company has complete, accurate information.
Local crew.
Honest process.
Quality that lasts.
We're not storm chasers or a corporate franchise. We're a small, family-run business with 15 years of roots in Colorado Springs. Most of our work comes from referrals.
About us →We know hail damage in Colorado's climate
Colorado Springs averages more hail events than almost anywhere in the US. We've inspected thousands of local roofs and know exactly how to document impact damage — the evidence adjusters need, in the format they use.
Supplements handled. No shortcuts taken.
Initial insurance estimates are frequently incomplete. We identify missing line items, file supplements as needed, and coordinate with your carrier as your contractor. Once a claim is closed, you can't reopen it — so getting it right the first time matters.
Owens Corning Preferred. Backed by real warranties.
We install Owens Corning roofing systems backed by some of the strongest warranties in the industry — featuring performance-engineered shingles with superior manufacturing quality and energy efficiency. On our side, we stand behind our workmanship. No subcontractors, no hand-offs.
Transparent about what your policy does and doesn't cover
We'll walk you through your estimate honestly — what insurance covers, what your deductible means in real terms, and what your upgrade options are. Choosing the wrong Colorado Springs roofing company can cost a lot. We coordinate every step so nothing falls through the cracks.
Think your roof took hail damage? We'll inspect it for free and give you a straight answer.
Four steps.
One point of contact.
No runaround.
We handle the entire process from first inspection through final completion certificate — coordinating with your carrier as your contractor, not your adjuster. You make the decisions; we do the legwork.
Free inspection & honest damage assessment
We inspect your roof, gutters, and exterior. If there's storm damage worth claiming, we document it precisely. If there's nothing there, we'll tell you that too — no pressure toward a claim you don't need.
Complete Xactimate scope estimate
We prepare a detailed estimate in Xactimate — the same platform your insurer uses. Every component documented: shingles, underlayment, ice & water shield, code-required upgrades, ridge cap, vents, and more. No line items left off the table.
Adjuster meeting & scope review
We meet with your adjuster to walk the damage, answer technical questions, and ensure the scope is accurate and complete. If legitimate line items are missing from their initial estimate, we identify them and file a supplement — a standard, legal part of the process.
Installation & completion certificate
Our trained local crew installs your new Owens Corning roof to code. We handle material delivery, tear-off, deck inspection, full installation, and cleanup. Final walkthrough with you before we leave — and a completion certificate for your carrier.
What we
specialize in.
We focus exclusively on residential shingle roofing in Colorado Springs and the surrounding area. That focus — and our experience with insurance claims — means we're simply better at this than contractors who do a little of everything.
Hail & Storm Damage Claims
Colorado hail is relentless. We inspect, document, and guide the claim process with you — complete Xactimate estimate, adjuster meeting, supplements if needed. Most homeowners don't realize the extent of damage until a professional inspects.
↗Full Roof Replacement
Age, storm damage, or end of life — we replace it right with Owens Corning materials and our workmanship commitment. Our crew, start to finish. Performance-engineered shingles with superior quality and energy efficiency.
↗Wind & Winter Damage
Wind-lifted shingles and ice dam damage are typically covered by homeowner policies. We assess, document, and walk you through your options before you file. Don't wait — damage worsens with each storm.
↗Roof Repair & Inspection
Sometimes a full replacement isn't needed. We'll tell you honestly — and fix only what needs fixing. Free inspections, no pressure toward a bigger job. Understanding when to repair vs. replace saves you money.
↗
Colorado Springs roofs face unique threats. Learn more about each type of damage.
Impacts crack shingles, break granule bonds, and expose the mat beneath. Often invisible from ground level. We document every strike for your carrier.
Learn more →High winds lift shingle edges, break seal strips, and expose underlayment. Typically covered under homeowner policies. Don't wait for the next storm.
Learn more →Colorado freeze-thaw cycles push ice under shingles, causing leaks and rot in the deck. Proper ice barrier prevents most damage on new installs.
Learn more →After 20-25 years, shingles curl, crack, and lose granules. If your roof is aging, a free inspection tells you exactly where it stands.
Learn more →Trusted by Colorado Springs
homeowners since 2011.
L&N was upfront about what insurance would and wouldn't pay — including my deductible — before we started. No surprises. They found damage I didn't know existed, filed a supplement, and got it covered. The whole process was handled. I just had to say yes.
They came back to make sure the adjuster saw everything. Never pushy — just thorough. The final scope covered a full replacement at a quality level I didn't expect.
Most honest contractor I've dealt with in 20 years of homeownership. They told me my roof wasn't bad enough to file a claim and explained exactly why. I'll call them when it is.
Explained the supplement process in plain language. Crew was fast, clean, and the new roof looks exceptional. Worth every conversation it took to get here.
They inspected our roof after a bad hailstorm and were honest that the damage was minimal. No pressure to file a claim we didn't need. That kind of integrity is rare.
The whole insurance process was painless. They handled the supplement, met with the adjuster, and communicated every step. New roof looks outstanding.
Called three roofers after the June hailstorm. L&N was the only one who showed up on time, explained the process clearly, and didn't pressure me into signing anything on the spot.
Our adjuster initially missed damage on the north slope. L&N identified it, documented it with photos, and the supplement was approved within a week. Professional start to finish.
Lance walked us through every line of the estimate so we understood exactly what we were paying versus what insurance covered. No games, no surprises. That transparency earned our trust.
Second roof they've done for us. First one was hail damage in 2019, this one was age. Both times the crew was on time, cleaned up completely, and the work has been flawless.
We had two other companies tell us we needed a full replacement. L&N inspected and said a repair would hold for another five years. Saved us thousands. That honesty matters.
Recent projects in
Colorado Springs.
From hail damage claims to full aging-roof replacements, here are a few recent projects from the Colorado Springs area. Every roof installed by our crew, start to finish.
Hail Damage Replacement
Full tear-off and Owens Corning Duration install after 2024 hailstorm. Insurance covered full replacement minus deductible.
Storm Damage Claim
Wind-lifted shingles across the north face. Documented damage, filed supplement for missed ridge cap and flashing — full scope approved.
Aging Roof Replacement
22-year-old three-tab replaced with architectural shingles. Complete deck inspection, new underlayment, ice and water shield at eaves.
Insurance Claim — Full Scope
Initial adjuster estimate missed gutters, ridge vent, and code-required ice barrier. Supplement filed and approved within two weeks.
Schedule Your Free Inspection
Wondering if your roof
took hail damage?
Start with a free look.
Most homeowners can't see roof hail damage from the ground. We'll come out, climb up, and tell you exactly what we find — what's damaged, what your policy is likely to cover, and what your deductible means. If there's nothing to claim, we'll tell you that too.